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Facts and Benefits About Covered California Obamacare

The Covered California refers to the health insurance marketplace in California, USA, in accordance with the Patient Protection and Affordable Care Act, enabling small businesses and individuals to avail of health insurance at federally subsidized rates. The California government manages Covered California through an independent agency, making easier to figure out the different health insurance plans and their coverage. In September 2010, the California Health Benefit Exchange was created when then-Governor Arnold Schwarzenegger prioritized Obamacare. Covered California is the place where Californians can obtain a brand-name health insurance under the Patient Protection and Affordable Care Act and Obamacare.

The different insurance companies participating in Covered California for the individual and family exchange as of 2017 are the following: Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, and Brand New Day. All Californians can sign up for Covered California’s open enrollment that starts each fall, or anytime during the year because of life-changing events such as giving birth, moving or relocation, or getting married. If you have a household income of 0% to 400% of the Federal Poverty Level, then you may be qualified to get assistance through the Covered California government health insurance plan, and basing on your household income, you may qualify to get up-front tax credits when you enroll in health insurance in California through Obamacare or the Covered California Health Exchange.

You can check on Obamacare income guidelines chart based on the Federal Poverty Level online. According to the Covered California income guidelines and salary restrictions, if an individual earns less than $47,520 annually, or it a family makes less than $97,200 per year, they can qualify for government assistance basing on their income. How are pregnant women covered by the exchange? Basing on the Obamacare income limits guidelines and restrictions, pregnant women qualify for Covered California if her household earnings is more than 138% to 213%. Basing on the Covered California income guide, children who are under 19 years old may qualify for MediCal when the family household income is 266% or less. Proof of income accepted include bank statements, pay stubs, and others.

Now, with the Obamacare or like medicare simplified, quality healthcare is accessible to all Californians, thus making a healthy community. If you need more information about Obamacare, you can contact Covered California on their website now! Be an informed California citizen, know your rights and benefits, feel free to visit our website or homepage for related articles now! You deserve quality healthcare, so take advantage of Obamacare or Covered California now!